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Find the Right Pet Insurance

Protect your pet's health with the right insurance plan. Compare top providers, coverage options, and pricing to make an informed decision.

Top Pet Insurance Providers

Lemonade

4.5

Monthly

$15-$60

Deductible

$100-$500

Reimbursement

70-90%

Fast claims via AI
Wellness add-on
No breed restrictions

Healthy Paws

4.6

Monthly

$20-$80

Deductible

$100-$500

Reimbursement

70-90%

No caps on payouts
Fast claims processing
All breeds covered

Embrace

4.4

Monthly

$18-$70

Deductible

$200-$1000

Reimbursement

70-90%

Wellness Rewards program
Diminishing deductible
Dental illness coverage

Trupanion

4.3

Monthly

$25-$100

Deductible

$0-$1000

Reimbursement

90%

Direct vet payment
No payout limits
One simple plan

ASPCA

4.2

Monthly

$12-$55

Deductible

$100-$500

Reimbursement

70-90%

Affordable plans
Multiple pet discount
Preventive care add-on

Nationwide

4

Monthly

$20-$90

Deductible

$250

Reimbursement

70%

Exotic pet coverage
Whole Pet with Wellness
Employer discount

Quick Comparison

ProviderMonthly CostDeductibleReimbursementRating
Lemonade$15-$60$100-$50070-90%
4.5
Healthy Paws$20-$80$100-$50070-90%
4.6
Embrace$18-$70$200-$100070-90%
4.4
Trupanion$25-$100$0-$100090%
4.3
ASPCA$12-$55$100-$50070-90%
4.2
Nationwide$20-$90$25070%
4

How to Choose Pet Insurance

Consider Breed & Age

Some breeds are prone to specific conditions. Younger pets get lower premiums and fewer exclusions.

Check Exclusions

Pre-existing conditions are typically excluded. Understand what your plan covers before signing up.

Balance Cost vs Coverage

Higher deductibles lower monthly costs. Choose based on your financial comfort level.

Look for Wellness Add-ons

Preventive care coverage can offset the cost of annual checkups, vaccines, and dental cleanings.

Frequently Asked Questions

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HeyDog is not an insurance provider or broker. Information shown is for educational purposes and may not reflect current pricing or coverage. Please visit each provider's website for the most up-to-date information. HeyDog may receive compensation from referral links.